"I have purchased a lot of homes and never before experienced the level of professionalism and attention to detail that was put into my loan. Tom constantly went out of his way to educate the realtors and the sellers in regards to putting this whole thing together in order for us to buy our new doublewide with no money out of our pocket. He even got our 3% down payment taken care of for us by working with the realtors. This was by far one of the best phone calls we have ever made, and I cannot praise you enough."
D. Huberty (Santa Fe, NM)

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Get the best Manufactured home loan for you!

Sorry, we do not lend in trailer parks or on rented land.

Frequently Asked Questions

Learn The Answers To The Many Frequent Questions Asked By Manufactured Homebuyers And Homeowners.

"What credit score do I need to get a lower rate?"

In most cases you don't even need a credit score to qualify for the best possible interest rate!

"I was turned down twice already because my home is manufactured, I made it a point to let both lenders know it was a triple wide, and they assured me it would be no problem. I do not want to go through this frustration again, are you sure you can help?"

Absolutely !! We hear this from 50% of our customers, and it is unfortunate that so many poorly trained loan officers are out there that do not have the knowledge and programs available to assist manufactured home owners. This is what we are best at so you can be assured that we will NOT waste your time.

"Can I get a cash out type of loan on my manufactured home?"

Yes...In most cases you can borrow up to 95% of the homes appraised value and use the cash for any reason!

"How much is this going to cost me?"

All costs are included in the loan, and are standard to any other type of home financing ! (In some cases it may be required that you pay the appraisal at time of service, this all depends on the appraisers policy)

"I found a great deal on a used double wide, can you help me buy this and place it on my land?"

Even though you found a great price on a used one, it may cost you the same to go ahead and buy a new one, as the interest rates on a used home can reach as high as 14%. What you save on the price of the home you will cost yourself in interest. This is a case by case loan as we currently have very limited resources when it comes to this type of financing, a lot of factors come into play and it is best that you call to speak with someone in detail.

"My home is not on a permanent foundation, can you still help me?"

YES! We have some programs available that do not require this, but in most cases it is in your best interest over the long run to have the home placed on a permanent foundation, and we can help! We will do all the work for you and arrange everything and the best part is we will include the cost of the new foundation in your new loan so it costs you nothing out of pocket!